Financing Your HVAC Project with NEIF

Upgrade Comfort and Efficiency with Affordable Financing

At Air Done Right, we believe every homeowner should enjoy a comfortable, efficient home without breaking the bank. That’s why we partner with the National Energy Improvement Fund (NEIF)—the nation’s only Certified B Corporation™ lender focused exclusively on energy and resilience improvements. NEIF helps homeowners make energy‑saving upgrades by providing transparent, simple‑interest loans with fixed-rate, low monthly payments.

Why Choose NEIF Financing?

Reliable, low-cost financing – NEIF’s programs allow you to finance 100 % of your energy improvement costs with true fixed‑rate, fixed monthly payments and terms up to 10 years. There are no adjustable rates, teaser rates or surprises, and the rate stays locked for the life of the loan.

• No liens or hidden fees – NEIF emphasizes guaranteed fixed‑rate monthly payment plans with no lien on your home, no closing fees and no cost to contractors. 
• Borrowers pay no points, fees or closing costs and can pre‑pay at any time without penalty.
• Fast, paperless approvals – Applications are handled through an easy online process with instant credit decisions. 

You get the peace of mind of simple‑interest loans with no pre‑payment penalties.

Current Low‑Interest Programs for Pennsylvania

Living in Pennsylvania has its perks—NEIF administers state‑supported programs that make HVAC upgrades even more affordable. Through the Keystone Energy Efficiency Program (KEEP), homeowners can finance projects as low as 4.99 % APR for 36‑month terms; longer terms of 6.99 % for 60 months and 7.99 % for 120 months are also availableneifund.org. These loans are simple‑interest, fixed‑rate, cover projects from $2,500 to $25,000 and require no lien on your home or penalties for early payoff. NEIF also manages utility‑sponsored programs like JCP&L’s Residential Energy Efficiency Financing, which offers 0.00 % APR fixed monthly payment financing for qualifying HVAC upgradesneifund.org. This program provides 100 % financing (net of rebate) with guaranteed fixed rates and no hidden costs.

Eligible Improvements

NEIF’s financing isn’t limited to just one type of project. Qualifying improvements include: Heating & Cooling Systems – central air conditioning, furnaces, boilers and heat pumps. 

All work must be performed by an NEIF‑approved contractor, and Air Done Right is proud to hold that certification.

How to Apply

Getting started is simple. Use our secure online application to see if you qualify for NEIF financing. You’ll receive an immediate credit decision and, once approved, can schedule your HVAC project with Air Done Right, right away. Click the link below to learn more about NEIF’s program tailored specifically for our customers.

Apply Here

Ready to upgrade your home’s comfort and efficiency? Contact Air Done Right today to discuss your project and explore financing options. With NEIF’s trusted, transparent financing, affordable HVAC improvements are within reach.